You purchase motorcycle insurance for your bike because it required in Ohio, and it is the right thing to do. If you are unfortunate enough to be involved in a motorcycle accident in Ohio with another driver, do you ever think about what their insurance situation may be? Chances are, at some point following the motorcycle accident you will be dealing with the other driver’s insurance provider, and when this happens hiring an Ohio motorcycle accident lawyer to protect your rights and settle your motorcycle accident insurance claim favorably is the wisest decision you can make.
Never let yourself be fooled into thinking that an insurance company has your best interests in mind. Insurance companies are in business to make money. You may have sustained injuries and need money to pay for your medical bills, lost wages due to time away from work, and more. An insurance claims adjuster’s job is to keep the payout to you as low as possible, not out of cruelty, but out of company profit.
Insurance adjusters deploy tactics that allow them to reduce the value of your motorcycle accident claim. Three tactics to be aware of include:
1. Recorded statements: Insurance adjusters love to talk to you immediately after a car accident, as they know some of your injuries may not have presented themselves yet. Let’s say, one day following the accident, only your neck hurts; however, you later realize after the adrenaline has left your body that your back and knee hurt as well. If they have a recorded statement from you stating that you only have neck injuries, it could hurt your case down the line.
2. Medical authorization forms: Insurance companies may tell you that you need to sign a medical waiver so they can access your current medical records regarding the injuries you sustained from this accident. However, what they won’t tell you is that if you sign that form, they can access all of your past medical records. This could hurt your case because if you experienced a back injury a couple years ago, they may be able to diminish the value of your claim by stating that you already had a preexisting condition.
3. Delay: Insurance company adjusters know that if you are seriously injured in a Ohio motorcycle accident, you most likely will have medical bills and household bills piling up that you cannot afford to pay. They will most likely stall the process and keep low-balling you, hoping that you will finally accept a low offer because you need to start paying some of your bills.
There are many other tactics that insurance companies use, such as befriending you and spying on you, and they may even go as far as telling you not to hire an attorney. They understand that a knowledgeable Ohio personal injury attorney will be able to get you a greater settlement, taking money out of their pockets.
If you have been injured in a Ohio motorcycle accident don’t let insurance claims adjusters fool you into thinking you don’t have a claim! Call 740-204-0154 today to speak with an experienced Ohio motorcycle accident lawyer who knows the law and can get you the money you deserve to cover your medical bills, lost wages, get your motorycle repaired and money for your pain and suffering!
